Finance Options - Personal Contract Purchase
More and more companies and private individuals are looking at suitable alternatives to the company car, to ease the burden of the ever-changing taxation system. For many people this is a daunting prospect after becoming accustomed to running a fully expensed company car for many years.
Our personal contracts are designed for private individuals considering opting out of their company car schemes or for those who are looking for a risk free method of financing a vehicle for their personal use.
Personal contract purchase is a cost effective method of driving a new vehicle every few years but with the additional choice of ownership at the end of the contract. Initial deposit rentals are low, making personal contract purchase a frequent choice for customers looking at alternatives to the company car.
Similar to personal contract hire the mileage, contract term and monthly rental are agreed at the start of the contract as well as a guaranteed future value for your chosen vehicle.
Key Benefits:
- Guaranteed residual value eliminates the risk of depreciation
- Low monthly payments and no large deposit
- Option for eventual ownership
- Includes the road fund license for the duration of the contract
- We arrange delivery and collection of the vehicle(s)
At the end of the contract you can keep the vehicle by paying the guaranteed future value figure agreed at the outset or simply hand the vehicle back with nothing further to pay, providing the pre-determined contract mileage has not been exceeded and the vehicle meets with condition guidelines.
We can also include GAP insurance should your vehicle be stolen or 'written off'.
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